1. OVERVIEW

This website is operated by Smart MF. Throughout the site, the terms “we,” “us,” and “our” refer to Smart MF. Smart MF offers this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

By visiting our site and/or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service,” “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change, or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

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2. GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time.

You understand that your content (not including credit card information) may be transferred unencrypted and involve:

• Transmissions over various networks

• Changes to conform and adapt to technical requirements of connecting networks or devices

Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the Service is provided, without express written permission by us.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

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3. ONLINE STORE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

• You must not transmit any worms or viruses or any code of a destructive nature.

• A breach or violation of any of the Terms will result in an immediate termination of your services.

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4. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all our intellectual property rights are reserved.

 

5. LICENSE TO USE WEBSITE

You may view, download for caching purposes only, and print pages from the website, provided that:

• You must not republish material from this website (including republication on another website).

• You must not reproduce or store material from this website in any public or private electronic retrieval system.

 

6. ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION

We are not responsible if information on this site is inaccurate, incomplete, or outdated. The material on this site is for general information only and should not be relied upon as the sole basis for decision-making without consulting more accurate sources.

This site may contain historical information, which is not current and is provided for reference only. We reserve the right to modify the contents of this site at any time but have no obligation to update any information. You agree it is your responsibility to monitor changes to our site.

 

7. MODIFICATIONS TO THE SERVICE AND PRICES

Prices for our services are subject to change without notice.
We reserve the right to modify or discontinue the Service (or any part of it) at any time without notice.

We are not liable for any modification, price change, suspension, or discontinuation of the Service.

 

8. PROHIBITED USES

You must not use our website in any way that causes damage to the website or impairs its availability. You are prohibited from using the site or its content:

• For unlawful purposes

• To violate laws or regulations

• To infringe on intellectual property rights

• To submit false or misleading information

• To distribute malware or harmful code

• To collect personal data of others without consent

We reserve the right to terminate your use of the Service for violating any prohibited uses.

 

9. USER COMMENTS, FEEDBACK, AND OTHER SUBMISSIONS

If you submit comments, ideas, or feedback, we may use them without restriction. We are not obligated to maintain confidentiality, compensate for comments, or respond.

We may edit or remove content that we determine to be offensive, unlawful, or violates these Terms of Service.

 

10. THIRD-PARTY LINKS

Certain content, products, and services available on our site may include materials from third parties. We are not responsible for examining or evaluating third-party content and do not warrant their accuracy or reliability.

We are not liable for any harm or damages related to third-party websites.

 

11. PERSONAL INFORMATION

Your submission of personal information is governed by our Privacy Policy.

 

12. LIMITATION OF LIABILITY

We do not guarantee uninterrupted, timely, or error-free service. We are not liable for:

• Losses or damages resulting from service use

• Errors or omissions in content

• Any loss or damage caused by using the service

Because some jurisdictions do not allow the exclusion of liability for incidental damages, our liability will be limited to the maximum extent permitted by law.

 

13. INDEMNIFICATION

You agree to indemnify and hold harmless Smart MF and our affiliates, employees, and partners from any claim or demand, including attorneys’ fees, arising from your breach of these Terms of Service.

 

14. SEVERABILITY

If any provision of these Terms of Service is found to be unlawful or unenforceable, it shall not affect the validity of the remaining provisions.

 

15. TERMINATION

These Terms of Service are effective until terminated by either party.

We may terminate this agreement without notice if you violate any terms.

 

16. ENTIRE AGREEMENT

These Terms of Service constitute the entire agreement between you and us and govern your use of the Service.

 

17. GOVERNING LAW

These Terms of Service shall be governed by and construed in accordance with the laws of Canada.

 

18. CHANGES TO TERMS OF SERVICE

We reserve the right to update, change, or replace any part of these Terms of Service. Your continued use of the website after changes are posted constitutes acceptance of those changes.

 

19. CONTACT INFORMATION

Questions about the Terms of Service should be sent to us at liv@smartmf.com.